By accepting the Terms of Service you agree that we may collect and store your Personal Information as long as you use our Services subject to the limitations set out in this Policy.
2.1 We collect your Profiling and Account Information for the following reasons:
A. We need your identity details, contact details, bank information and account history to manage our relationship with you and provide Services to you. We may use this information for suggesting products that you might like on our Website. We will only disclose this information as provided below.
B. We use certain of your information in an aggregated form to compile statistical and demographical profiles for our business and marketing activities. We may disclose such information about you, provided that the information is in an aggregated form that is not capable of being used or interpreted in such a manner as to identify you.
2.2 We collect and store your service usage and transactional information to:
A. Determine and verify the service charges payable by you and to administer our relationship with you.
B. Comply with any statutory or regulatory requirement.
C. Compile statistical and demographical profiles about you for our business and marketing activities and to customise our services to you. While we are entitled to use such information about you for our own internal business purposes without limitation, we will only disclose it in an aggregated form that is not capable of being used or interpreted in such a manner as to identify you.
D. Monitor your use of our Services for the purposes of ensuring compliance with our terms of service.
E. Surveys: We may from time to time conduct voluntary surveys of visitors to the Website to obtain aggregate demographic information about them. Such information may be compiled and shared in the aggregate with advertisers and other third parties.
2.3 We collect and store your correspondence information and personal identifiers to: A. Comply with our obligations under law. B. Monitor your use of our Services in order to ensure your compliance with our Terms of Service.
2.4 Any Personal Information which we collect and which we may use in an aggregated format ensuring you are not individually identified is our property. We may use it, in our sole discretion and without any compensation to you, for any legitimate purpose including (without limitation) the commercial sale thereof to third parties. Sometime we use "cookies" so that we can provide you with more customised information when you return to our Website. "Cookies" are used to store user preferences and to track user trends, so as to enhance your interactive experience and generally improve our Services to you. You can set your browser to notify you when you are sent a "cookie", giving you the chance to decide whether or not to accept it. If you do accept a "cookie", you thereby agree to our use of any personal information collected by us using that Cookie. You may update your profiling information at any time on the Website. You acknowledge and agree that in the interests of improving personalisation and service efficiency, we may, under controlled and secure circumstances, share your personal information with our affiliates (an entity which is our subsidiary or holding company or a subsidiary of our holding company or an entity which controls, is controlled by or is under common control with us).
2.5 Physical safety / emergency alerts to send SMS: In addition, tracking information will be collected as you navigate through our Services, including, but not limited to geographic areas. In case of emergency your mobile phone will send your GPS coordinates and an SMS, during the service, to our servers. Most GPS enabled mobile devices can define one`s location to within 50 feet.
2.6 INFORMATION COLLECTED BY MOBILE APPLICATION: Our Services are primarily provided through the Mobile Application. We may collect and use technical data and related information, including but not limited to, technical information about your device, system and application software, and peripherals, that is gathered periodically to facilitate the provision of software updates, product support and other services to you (if any) related to such Mobile Applications.
When you use any of our Mobile Applications, the Mobile Application may automatically collect and store some or all of the following information from your mobile device (“Mobile Device Information”), in addition to the Device Information, including without limitation:
A. Your preferred language and country site (if applicable)
B. The manufacturer and model of your mobile device
C. Your mobile operating system
D. The type of mobile internet browsers you are using
E. Your geolocation
F. Information about how you interact with the Mobile Application and any of our web sites to which the Mobile Application links, such as how many times you use a specific part of the Mobile Application over a given time period, the amount of time you spend using the Mobile Application, how often you use the Mobile Application, actions you take in the Mobile Application and how you engage with the Mobile Application
Information to allow us to personalize the services and content available through the Mobile Application
Data from SMS/ text messages upon receiving Device permissions for the purposes of (i) issuing and receiving one time passwords and other device verification, and (ii) automatically filling verification details during financial transactions, either through us or a third-party service provider, in accordance with applicable law. We do not share or transfer SMS/ text message data to any third party other than as provided under this Privacy Policy.